3975 James Madison Highway Fork Union, VA 23055
Listing Courtesy of: BRIGHT IDX / Listed By: Miguel Castro, Century 21 New Millennium

  3975 James Madison Highway Fork Union, VA 23055

Active (23 Days)
$450,000 (USD)
6
BED
4
BATH
4,118
SQFT

Description

Rare opportunity to own TWO fully renovated homes on 1.87 acres in the heart of Fork Union! Featuring individual county water, electric, and septic systems for each home, this unique property is ideal for multi-generational living, an in-law suite, a guest house, long- or short-term rental income, or a versatile investment opportunity.The beautifully renovated 3,338-square-foot main home features 4 bedrooms and 2.5 bathrooms, along with a bright open-concept floor plan connecting the living room, dining area, and stunning new kitchen with all new appliances- perfect for everyday living and entertaining. The home also features wood-burning fireplaces on both levels, adding warmth and character throughout. The walkout lower level offers a spacious recreation/family room, a full bathroom, and a light-filled sunroom, creating the perfect space for relaxing, entertaining, a home office, or enjoying peaceful views of the surrounding property. The layout provides plenty of flexible living space for today’s lifestyle.The separate 780-square-foot cottage has also been completely renovated and includes 2 bedrooms, 1 full bathroom, a full kitchen, and a comfortable living room. Ideal as an in-law suite, guest house, short-term or long-term rental, or private home office, the second residence offers incredible versatility.Both homes have been extensively updated with updated plumbing, mechanical, and electrical systems, new appliances, new shingle roof on the main home, and modern finishes throughout, combining today’s conveniences with the strength and craftsmanship of their original construction. Built on solid concrete foundations with remarkably strong original framing, these homes provided an exceptional structural base for a complete renovation, resulting in a modernized property with lasting quality and peace of mind.Outside, enjoy a spacious U-shaped paved driveway with ample parking, a detached 576 square-foot garage/workshop, a 240 square-foot car shed, an additional 207 square foot storage area under the patio, and nearly 2 acres of usable land with room for gardening, recreation, or future possibilities.Conveniently located just minutes from Fork Union Military Academy, this move-in-ready property offers the perfect combination of modern upgrades, flexible living arrangements, and investment potential. Opportunities to own two renovated homes on one property with separate utilities are rare—schedule your private showing today!

MLS #:
VAFN2000708
Taxes
$2,691(2026)
Lot Size
1.87 acres
Type
Single-Family Home
Year Built
1964
Style
Traditional
School District
Fluvanna County Public Schools
County
Fluvanna County

Listed By

Miguel Castro, Century 21 New Millennium
Source
BRIGHT IDX
Last checked Jul 27 2026 at 9:23 PM GMT+0000
Bathroom Details
  • Full Bathrooms: 3
  • Half Bathroom: 1
Interior Features
  • Dishwasher
  • Extra Refrigerator/Freezer
  • Microwave
  • Refrigerator
  • Water Heater
  • Oven/Range - Electric
  • Entry Level Bedroom
  • Family Room Off Kitchen
  • Upgraded Countertops
  • Kitchen - Island
  • Floor Plan - Open
  • 2nd Kitchen
  • Walls/Ceilings: 9'+ Ceilings
  • Ceiling Fan(s)
  • Primary Bath(s)
  • Bathroom - Soaking Tub
  • Bathroom - Walk-In Shower
Subdivision
  • Fork Union
Property Features
  • Above Grade
  • Below Grade
  • Fireplace: Brick
  • Foundation: Crawl Space
  • Foundation: Slab
Heating and Cooling
  • Central
  • Central A/C
  • Ceiling Fan(s)
Basement Information
  • Outside Entrance
  • Walkout Level
  • Fully Finished
  • Windows
  • Interior Access
Flooring
  • Luxury Vinyl Plank
Exterior Features
  • Brick
  • Concrete
  • Stick Built
  • Roof: Architectural Shingle
Utility Information
  • Utilities: Electric Available, Water Available, Sewer Available
  • Sewer: On Site Septic
  • Fuel: Electric
Parking
  • Circular Driveway
  • Asphalt Driveway
Stories
  • 2
Living Area
  • 4,118 sqft
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

Listing price
Down payment
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Interest rate
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Mortgage calculator estimates are provided by C21 New Millennium and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2026 Bright MLS IDX. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/27/26 14:23